Debt Collection Abuse

You have the right to be treated with dignity, even when you owe a debt. Unfortunately, many collectors cross the line, using threats, harassment, or deceptive tactics to pressure payment. At Seraph Legal, we help consumers fight back against debt collection abuse and enforce the protections guaranteed by law.
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Debt collection is a multi-billion dollar industry, best known for its strong-arm tactics. Congress, along with many states, including Florida, have enacted laws to protect consumers from unfair practices and abusive conduct.

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Seraph Legal can help you when dealing with collection agencies that are violating your rights. If your rights have been violated, your debt collectors may even end up paying you money!
Debt collection comes in many forms. Letters, emails, calls, texts, and credit reporting are all common tools used by companies to motivate payment. When these forms of communication are inappropriately used by the original company, debt buyer, or debt collector, it can cause stress, anxiety, embarrassment and depression. Do not feel hopeless; seek our help.
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Know Your Rights, And Know When They've Been Violated

The Fair Debt Collection Practices Act (FDCPA) and Florida Consumer Collection Practices Act (FCCPA) prohibit harassment, false statements, unauthorized threats, and other forms of abusive collection activity. If you’re being contacted at odd hours, threatened with legal action that won’t happen, or contacted about debts you don’t owe, your rights may have been violated, and you could be entitled to compensation.

Let Seraph Legal guide you through the next steps. We’ll review your situation, stop the abuse, and work to hold collectors accountable.
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What Clients Say About Seraph Legal

AMAZING COMPANY I would recommend to anyone looking to FIX their credit, They are professional and communicate awesome. Thank you so much for the help you've provided for me and my family.
- Brian Shin
I am extremely impressed, satisfied and grateful with Nick on how he handled my debt and credit situation, he is very reliable, comprehensive and professional on what he does, I recommend him 100%. Thank You Nick!
- Julie Rodriguez
Thank you to Nick, He was absolutely amazing, very professional and extremely helpful with all the information and tips he provided. Nick was also very accessible and reliable with answering my phone calls when I needed help. I would 10/10 recommend his services to other customers.
- Alexis Gonzalez
Phil and everyone on his staff has always been very knowledgeable and responsive at all times. He is always very patient and detailed in explaining anything business related that makes it effortless to give you more time with other day to day business functions. We will keep continuing to rely on them for years to come.
- Alberto Fernandez
Thomas Bonan and team are very helpful, and will go out of their way to do what they can for their clients.
- FL Solutions